Job Details

Job Description

The NON-QM Loan Processor/File Scrubber is responsible for reviewing, verifying, and preparing loan files for submission to underwriting, ensuring compliance with company guidelines and investor requirements. This role focuses on Non-Qualified Mortgage (NON-QM) products, requiring strong attention to detail, organizational skills, and knowledge of alternative documentation programs.

Key Responsibilities:

 • Review loan applications and supporting documentation for accuracy and completeness.

 • Verify borrower information, including income, assets, credit, and property details, according to NON-QM program guidelines.

 • Identify and resolve discrepancies in documentation before submission to underwriting.

 • Communicate with loan officers, borrowers, and third-party vendors to obtain missing or corrected documents.

 • Ensure compliance with federal, state, and investor regulations throughout the loan process.

 • Prepare and organize loan files for underwriting, maintaining proper documentation and audit trails.

 • Track and manage pipeline to meet deadlines and service-level agreements.

Provide exceptional customer service to internal and external stakeholders.

This is a fully remote position, and the candidate can work 9-5 in their time zone.

We are a company committed to creating diverse and inclusive environments where people can bring their full, authentic selves to work every day. We are an equal opportunity/affirmative action employer that believes everyone matters. Qualified candidates will receive consideration for employment regardless of their race, color, ethnicity, religion, sex (including pregnancy), sexual orientation, gender identity and expression, marital status, national origin, ancestry, genetic factors, age, disability, protected veteran status, military or uniformed service member status, or any other status or characteristic protected by applicable laws, regulations, and ordinances. If you need assistance and/or a reasonable accommodation due to a disability during the application or recruiting process, please send a request to ...@insightglobal.com.To learn more about how we collect, keep, and process your private information, please review Insight Global's Workforce Privacy Policy:

Skills and Requirements

Minimum 3 years of mortgage processing experience

Non-QM and conventional loan experience is required.

Strong understanding of mortgage lending guidelines, compliance, and documentation requirements

Experience in an independent mortgage broker Proficiency in Encompass loan origination software.